When you’re looking for a new car, there are so many options to discover. From the best family estate cars to sporty saloons, it’s easy to feel overwhelmed with the selection available.
If you need a little bit of direction, we’ve outlined a few things to think about in the following guide. Whether you’re a new driver or you need a family car, read on to find out how to choose a car that suits your lifestyle.
Should you buy a new or used car?
You’ll need to think about much you’ll be using the car. If you intend to use the car heavily throughout the week and for long journeys, you’ll be adding lots of miles to the clock. If you buy a brand-new car, increasing the mileage too quickly could cause the car to depreciate.
Similarly, if you get an older used car with a high mileage, you risk running into maintenance and repairs. If you can afford it, a brand-new car could be the best choice;alternatively, it’s sensible to keep an eye out for a second-hand car with a mileage of around 30,000-60,000.
How much should you spend on a new car?
There are multiple different purchasing options, and these could determine the type of car you can choose. You’ll avoid needing to pay interest if you buy outright, but this might not be possible for more expensive cars.
However, if you have your heart set on a more expensive model, a bank loan for a car will allow you to drive it straight away while you pay back your loan and interest with monthly repayments. Similarly, a car financing deal with the dealership will also provide a payment plan while paying interest on the total amount. Always ensure you have enough money to meet the monthly repayments of a car loan or financing deal before getting into them.
Do you need a bigger car?
It’s important to consider whether your current vehicle genuinely needs an upgrade. If you’re raising a family and you need more space for your children, their friends, and their hobbies, upgrading to an SUV could be a sensible choice. Similarly, if your own routine involves transporting lots of large equipment, choosing an estate car with a large boot could work well for you.
Should you choose based on your mileage?
Petrol cars tend to be more efficient for shorter, round-town trips, and an electric vehicle would be the most efficient for shorter journeys.
For long-distance commutes, a diesel car could be the most sensible option, as an EV might not have enough range to support frequent, long-distance trips. Or, if you’re not planning on driving every day, an electric or petrol vehicle would be best.
The bottom line
Choosing a vehicle is no easy task, but the most pressing factors to consider should always be your finances and the safety of you and your passengers. With 1,560 road deaths in 2021 alone, it’s always important to choose your car with safety in mind.